Life throws you a curve ball when you least suspect it. Everything will be going great and then Wham! That's why it's always a good idea to have accident and illness insurance. Since we can't predict the future, we may be faced with a life changing event and it's better to be over prepared than under prepared.
There really is affordable life insurance and I don't want to leave my family in an enormous amount of debt. Plus, it's a good idea to have income insurance protection because that way, if something happens, you don't have to worry about money.
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