I've had to deal with my share of Collection Agencies. When I was 18 I went a bit wild with credit cards and landed myself in a heap of debt. I also ended up having to have surgery and there was a mishap with my insurance, so a bunch of medical bills were thrown on top of my already outrageous debt.
Saturn Systems has been in business since 1987 and they pride themselves on being one of the best Collection Agencies around. They deal with commercial, consumer, medical, government and retail accounts. Not only do they have clients in the US but they are known internationally. This Collection Agency keeps records online, so the accounts are constantly updated.
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