When I was eighteen, I got a lot of credit cards and put myself in debt. I had to work really hard just to repair credit that I had taken advantage of. I was young and dumb but in a way I'm glad I did that because now I realize how important it is to have good credit.
After a couple of years of trying and working hard to improve credit scores, I finally understood that being young and dumb can be a good thing. I am now able to make smarter financial decisions because I don't want to have to use any credit repair services again.
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